Frank was born, raised and continues to live in South Philadelphia. He survived a terrible accident in 1988, it took many years for Frank to recover but he was able graduate Penn State University in 1990. Frank has been in the financial services industry for 25 + years now. His career began in 1999 with helping to manage retirement plans at Delaware Investments and Lincoln Financial. He then moved to New York Life from 2006 to 2016 as a financial advisor, qualifying for New York Life Councils many of those years. Most recently, Frank has helped his clients with all of their banking and investment needs with Wells Fargo Bank. After working at Wells Fargo as a banker, Frank was hired by Karalius and Associates in 2025 to be our Director of Operations. Frank's impressive experience will be a great asset to help us serve the needs of our existing clients and better enable the firm to engage new clients. His experience will be utilized by Karalius and Associates with servicing existing clients needs along with helping new clients reach their financial goals.