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Robert Karalius is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0D13555), CO, CT, DE, FL, GA, IL, IN, KY, LA, MA, MD, MI, NC, NJ, NV, NY, OH, PA, TX, UT, VA, and VT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Robert Karalius is licensed and authorized to offer insurance in California, but Karalius & Associates Insurance and Financial Services, LLC may not be. For additional information on California licensure status, please click here.

Robert Karalius is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 595 E Swedesford Rd Ste 300, Wayne, PA, 19087, 610-585-6741. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, CT, DE, FL, GA, IL, IN, KY, LA, MA, MD, MI, NC, NJ, NV, NY, OH, PA, SC, TX, UT, VA, and VT. No offers may be made or accepted from any resident outside the specific states referenced.

Robert Karalius is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, CT, DE, FL, GA, IL, IN, KY, LA, MA, MD, MI, NC, NJ, NV, NY, OH, PA, SC, TX, UT, VA, and VT. As such, these services are strictly intended for individuals residing in the states referenced.

Robert Karalius is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Patricia Andris is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0J17885), DE, FL, GA, LA, MD, MI, NC, NJ, NV, NY, OH, PA, RI, TX, UT, VA, VT, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Patricia Andris is licensed and authorized to offer insurance in California, but Karalius & Associates Insurance and Financial Services, LLC may not be. For additional information on California licensure status, please click here.

Patricia Andris is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 595 E Swedesford Rd Ste 300, Wayne, PA, 19087, 215-833-4655. In this regard, this communication is strictly intended for individuals residing in the states of CA, DE, FL, NJ, NV, PA, and RI. No offers may be made or accepted from any resident outside the specific states referenced.

Mark Weller is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #12831886), AZ, CA (CA Insurance License #0H05174), CO, CT, DE, FL, GA, IL, IN, KY, LA, MA, MD, MI, NC, NJ, NV, NY, OH, OR, PA, SC, TX, UT, VA, VT, and WA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Mark Weller is licensed and authorized to offer insurance in California and Arkansas, but Karalius & Associates Insurance and Financial Services, LLC may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Mark Weller is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 300 N 3rd Ave, Royersford, PA, 19468, 215-850-0639. In this regard, this communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, CT, DE, FL, GA, IL, KY, MA, MD, MI, NC, NJ, NV, NY, OH, PA, SC, TX, UT, VA, VT, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Mark Weller is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AR, AZ, CA, CO, CT, DE, FL, GA, IL, KY, MA, MD, MI, NC, NJ, NV, NY, OH, PA, SC, TX, UT, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Dominick Dinofa is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #4092817), CO, CT, DE, FL, GA, IN, KY, MA, MD, MI, NJ, NV, NY, OH, PA, TN, TX, and VA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Dominick Dinofa is licensed and authorized to offer insurance in California, but Karalius & Associates Insurance and Financial Services, LLC may not be. For additional information on California licensure status, please click here.

Dominick Dinofa is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 595 E Swedesford Rd Ste 300, Wayne, PA, 19087, 215-622-6436. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, CT, DE, FL, GA, IL, MA, MD, MI, NH, NJ, NV, NY, OH, PA, TN, TX, and VA. No offers may be made or accepted from any resident outside the specific states referenced.

Dominick Dinofa is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, CT, DE, FL, GA, IL, MA, MD, MI, NH, NJ, NV, NY, OH, PA, TN, TX, and VA. As such, these services are strictly intended for individuals residing in the states referenced.

Donna Bolno is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0J07011), NJ, and PA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Donna Bolno is licensed and authorized to offer insurance in California, but Karalius & Associates Insurance and Financial Services, LLC may not be. For additional information on California licensure status, please click here.

Christopher Williams is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #4272331), CT, DE, FL, GA, MA, MD, NC, NH, NJ, NY, OH, OR, PA, TX, VA, and WV. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Christopher Williams is licensed and authorized to offer insurance in California, but Karalius & Associates Insurance and Financial Services, LLC may not be. For additional information on California licensure status, please click here.

Christopher Williams is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 595 E Swedesford Rd Ste 300, Wayne, PA, 19087, 304-904-6991. In this regard, this communication is strictly intended for individuals residing in the states of NC, NH, PA, TX, and VA. No offers may be made or accepted from any resident outside the specific states referenced.

Bianca Difranco is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of DE, FL, MD, NC, NJ, NY, PA, and TX. No insurance business may be conducted outside the states referenced.

Bianca Difranco is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 3000 Atrium Way Ste 330, Mount Laurel, NJ, 08054, 609-682-1280. In this regard, this communication is strictly intended for individuals residing in the states of DE, FL, NJ, PA, and VA. No offers may be made or accepted from any resident outside the specific states referenced.

Bianca Difranco is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of DE, FL, NJ, PA, and VA. As such, these services are strictly intended for individuals residing in the states referenced.

Karalius & Associates Insurance and Financial Services, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Karalius & Associates Insurance and Financial Services, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

Click here

Karalius & Associates Insurance and Financial Services, LLC

Robert G. Karalius

Financial Advisor

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